Privacy Policy
(Revised 6/18/2004)

WSRA, Inc. takes your privacy seriously. Please read the following to learn more about our privacy policy.

What This Privacy Policy Covers

This policy covers how WSRA, Inc. treats personal information that WSRA, Inc. collects and receives, including information related to your past use of WSRA, Inc. products and services. Personal information is information about you that is personally identifiable like your name, address, email address, or phone number, and that is not otherwise publicly available. This policy does not apply to the practices of companies that WSRA, Inc. does not own or control, or to people that WSRA, Inc. does not employ or manage.

Information Collection and Use


WSRA, Inc. collects personal information when you register with WSRA, Inc., when you use WSRA, Inc. products or services, when you visit WSRA, Inc. pages or the pages of certain WSRA, Inc. partners, and when you enter promotions or sweepstakes. WSRA, Inc. may combine information about you that we have with information we obtain from business partners or other companies.

When you register we may ask for information such as your name, email address, birth date, gender, zip code, occupation, industry, and personal interests. For some financial products and services we may also ask for your address. Once you register with WSRA, Inc. and sign in to our services, you are not anonymous to us. WSRA, Inc. collects information about your transactions with us. WSRA, Inc. automatically receives and records information on our server logs from your browser, including your IP address, WSRA, Inc. cookie information, and the page you request.

WSRA, Inc. uses information for the following general purposes: to fulfill your requests for products and services, improve our services, contact you, conduct research, and provide anonymous reporting for internal and external clients.


When a child under age 13 attempts to register with WSRA, Inc., we ask that he or she have a parent or guardian create a WSRA, Inc. Family Account to obtain parental permission. WSRA, Inc. will not contact children under age 13 about special offers or for marketing purposes without a parent's permission. WSRA, Inc. does not ask a child under age 13 for more personal information, as a condition of participation, than is reasonably necessary to participate in a given activity or promotion.

Information Sharing and Disclosure

WSRA, Inc. does not rent, sell, or share personal information about you with other people or nonaffiliated companies except to provide products or services you've requested, when we have your permission, or under the following circumstances:

We provide the information to trusted partners who work on behalf of or with WSRA, Inc. under confidentiality agreements. These companies may use your personal information to help WSRA, Inc. communicate with you about offers from WSRA, Inc. and our marketing partners. However, these companies do not have any independent right to share this information.

We have a parent's permission to share the information if the user is a child under age 13. Parents have the option of allowing WSRA, Inc. to collect and use their child's information without consenting to WSRA, Inc. sharing of this information with people and companies who may use this information for their own purposes;

We respond to subpoenas, court orders, or legal process, or to establish or exercise our legal rights or defend against legal claims;
We believe it is necessary to share information in order to investigate, prevent, or take action regarding illegal activities, suspected fraud, situations involving potential threats to the physical safety of any person, violations of WSRA, Inc.'s terms of use, or as otherwise required by law.

We transfer information about you if WSRA, Inc. is acquired by or merged with another company. In this event, WSRA, Inc. will notify you before information about you is transferred and becomes subject to a different privacy policy.


WSRA, Inc. may set and access WSRA, Inc. cookies on your computer. WSRA, Inc. may use web beacons to access WSRA, Inc. cookies inside and outside our network of web sites and in connection with WSRA, Inc. products and services.

General Privacy And Security

We reserve the right to send you certain communications relating to the WSRA, Inc. service, such as service announcements, administrative messages and the WSRA, Inc. Newsletter, that are considered part of your WSRA, Inc. account, without offering you the opportunity to opt-out of receiving them. We limit access to personal information about you to employees who we believe reasonably need to come into contact with that information to provide products or services to you or in order to do their jobs. We have physical, electronic, and procedural safeguards that comply with federal regulations to protect personal information about you.

Your WSRA, Inc. Account Information is password-protected. In certain areas WSRA, Inc. uses industry-standard SSL-encryption to protect data transmissions.

WSRA, Inc. may update this policy. We will notify you about significant changes in the way we treat personal information by sending a notice to the primary email address specified in your WSRA, Inc. account or by placing a prominent notice on our site.

If you have questions or suggestions, please contact us using the following link:

© 2004 WSRA, Inc.